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Payments glossary · Singapore

Smart terminal

An Android-based payment device that takes cards and QR wallets on the same unit and can run applications, as opposed to a fixed-function card reader. The practical difference at a counter is one device, one account behind it, and one reconciliation at the end of the day.

For Uniweb Pay specifically: Uniweb Pay’s is a Sunmi P3: contactless, chip and insert, magnetic stripe and QR wallets on one unit, with thermal receipt printing and 4G or Wi-Fi.

Why it matters to a merchant

The category matters because it collapses several devices into one, and the saving is counter space and staff attention rather than money. What to compare across smart terminals is unglamorous: battery through a full shift, connectivity where the counter actually is, printer reliability, and how quickly a member of staff can find void and refund on the screen.

Read more: Which payment methods should a Singapore merchant accept?

Where this comes up

Pages on this site that deal with this in context:

Related terms

In this section: At the counter

Last updated: 2026-08-03

Written by the Uniweb Pay team, Singapore. Licence details are checked against the MAS Financial Institutions Directory, which is the authoritative source — where anything here disagrees with the register, the register wins.