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Payments glossary · Singapore

Merchant-presented QR / consumer-presented QR

The two directions a QR payment can run. Merchant-presented: the terminal displays a code and the shopper scans it. Consumer-presented: the shopper shows the payment code in their wallet app and the terminal scans them. A setup that supports only one direction slows a queue down, because which one happens is up to the customer.

Why it matters to a merchant

The direction decides the counter layout, and merchants routinely discover this after buying hardware. One direction needs a screen or a printed code facing the customer; the other needs a scanner facing them. A business accepting several wallets often needs both, and the time to find that out is before the counter is built rather than after.

Read more: How to accept WeChat Pay and Alipay in Singapore

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In this section: At the counter

Last updated: 2026-08-03

Written by the Uniweb Pay team, Singapore. Licence details are checked against the MAS Financial Institutions Directory, which is the authoritative source — where anything here disagrees with the register, the register wins.