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Payments glossary · Singapore

Consumer-presented QR

The QR direction in which the shopper displays a payment code from their wallet app and the merchant’s device scans it — the mirror image of merchant-presented QR, where the terminal shows a code carrying the amount. Which direction happens is the customer’s choice, so a counter that supports only one turns some proportion of transactions into a negotiation.

Why it matters to a merchant

The direction that behaves most like a card at the counter: the customer opens their app, the staff member scans, and the sale is closed on the merchant's side rather than waiting on the customer's screen. For busy counters that difference in who is waiting on whom is usually the deciding factor.

Read more: How to accept WeChat Pay and Alipay in Singapore

Where this comes up

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Related terms

In this section: At the counter

Last updated: 2026-08-03

Written by the Uniweb Pay team, Singapore. Licence details are checked against the MAS Financial Institutions Directory, which is the authoritative source — where anything here disagrees with the register, the register wins.