Payment method · Singapore
Payment methods, one at a time
One page per method: what it is, who actually pays with it, what it is commonly confused with, and what a Singapore merchant has to do to take it. These are reference pages rather than sales pages — where a method is the wrong one for a business, the page says so.
Cards
Card acceptance in Singapore
Accepting cards in Singapore means accepting some subset of six schemes: Visa, Mastercard, American Express, UnionPay, Diners Club and Discover. Which ones matter, and what actually drives the cost.
American Express in Singapore
What Amex acceptance involves in Singapore, why it is priced separately, and who loses money by not taking it.
Diners Club and Discover in Singapore
The two card schemes most often missing from a Singapore merchant account, why they travel together, and which businesses notice when they are not there.
Apple Pay and Google Pay in Singapore
Apple Pay and Google Pay are not a separate payment method to enable — they present a card over contactless. What that means for a Singapore merchant, and the one thing worth checking.
QR and wallets
QR payments in Singapore
Singapore has several unrelated things all called "QR payment". What each one is, which direction the code goes, and which ones a merchant has to enable separately.
Alipay and Alipay+ in Singapore
What Alipay+ is, why it is not the same as Alipay, who actually pays with it in Singapore, and what a merchant has to do to accept it — enabled through a licensed acquirer, settled in SGD.
WeChat Pay in Singapore
What WeChat Pay is for a Singapore merchant, who pays with it, how it differs from Alipay+, and what you have to do to accept it — enabled on a merchant account through a licensed acquirer, settled in SGD.
UnionPay in Singapore
UnionPay is both a card scheme and a QR rail, and Singapore merchants routinely enable only half of it. What it is, who pays with it, and how to accept both the card and the QR on one merchant account.
Dynamic PayNow
Dynamic PayNow generates a QR per sale carrying the exact amount, with a success notification back to the merchant. What it is, how it differs from a static sticker and from SGQR, and how to get it.