By industry · Singapore
Payment acceptance by industry
The methods barely change between trades. What changes is everything around them: how long the queue is, how big the ticket is, how long after payment you deliver, and who is standing in front of you. These pages are written per trade, and each says where we are a poor fit as well as a good one.
Shops and food
Taking payment in a Singapore restaurant, café or hawker stall
What matters at an F&B counter: queue speed, the fake-screenshot problem with static QR, delivery-platform money that never touches your terminal, and rolling several outlets into one view.
Taking payment in a Singapore shop
Higher tickets, returns and exchanges, UnionPay cards for visitor spend, and per-outlet reporting — what a Singapore shop needs from an acquirer, and what we do not publish.
Taking payment in a Singapore supermarket, minimart or convenience store
What changes when the average basket is small: why a fixed per-transaction component decides your economics, what a second lane really costs, and which rails are worth having switched on.
Taking payment in a Singapore jewellery, watch or luxury shop
What changes when the average ticket is four figures: issuer step-ups at the counter, cross-border cards, UnionPay in both its forms, and the dispute exposure that comes with a high-value sale.
Pharmacies and TCM halls
Small baskets at high frequency, a counter that switches language mid-transaction, and customers who are visitors. What decides the economics, and what to check.
Visitors and travel
Taking payment at a Singapore attraction, ticket counter or travel agency
Large tickets, group bookings, advance sales that are card-not-present, and a queue that is almost entirely overseas visitors — what changes for attractions, ticketing and travel agents.
Taking payment in a Singapore hotel, hostel or serviced apartment
Why a hotel’s terminal only ever sees part of its revenue, what booking platforms settle and what they do not, the check-out queue, and the deposit question this site deliberately does not answer.
Transport, transfers and tours
When the terminal is in a moving vehicle and the card is foreign, connectivity and battery are the product.
Events and ticketing
Money arrives months before the event and the dispute window does not care. What that means for organisers.
Appointments and services
Taking payment at a Singapore salon, aesthetics clinic or wellness studio
Prepaid packages are the defining feature of this trade and the reason its dispute exposure is unlike any other retail. What to ask a provider before you sell a ten-session course.
Taking payment in a Singapore clinic or medical practice
The trade where most of the money is not a card payment: what settles through claims and panels rather than your terminal, why the receipt matters more than the rate, and what a clinic counter actually needs.
Taking tuition and agency fees in Singapore
Tuition is a large amount, usually paid card-not-present, often by a parent overseas, against delivery that runs for a year. What that combination means for a Singapore education provider.
Professional services
Law, accounting, consulting and agencies get paid by invoice, days later, usually by a company. What that changes.
Car workshops and automotive
The trade where the final amount is unknown when the keys change hands. What that means for holds and disputes.
Online and cross-border
Taking payment for a Singapore online store
A hosted checkout, the methods your abandoned-cart data says people wanted, and online and in-store sales in one reporting view — what a Singapore e-commerce merchant should ask for.
Opening in Singapore: taking payment as a China-headquartered brand
A Singapore entity, KYC on the mainland parent’s beneficial owners, SGD settlement to a Singapore account — and the one thing an acquirer here cannot do for you.