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Payments glossary · Singapore

Net settlement

Paying a merchant their sales less the fees, as one figure, rather than paying the full amount and invoicing the fees separately. Both arrangements exist and neither is better in itself — but they produce very different books, so it is worth knowing which one a quote assumes before comparing it to another.

Why it matters to a merchant

Establish which arrangement a quote assumes before comparing it to another one, because the two produce different-looking books from identical economics. It also decides what your bookkeeper has to do: under net settlement the fees are visible only in the reporting, so the reporting has to be good enough to pull them out as their own figure.

Read more: Settlement and reconciliation

Where this comes up

Pages on this site that deal with this in context:

Related terms

In this section: What it costs, and what gets measured

Last updated: 2026-08-03

Written by the Uniweb Pay team, Singapore. Licence details are checked against the MAS Financial Institutions Directory, which is the authoritative source — where anything here disagrees with the register, the register wins.