Capture
The step that turns an authorisation into an actual claim for the money. At a shop counter authorisation and capture happen together and a merchant never sees them as separate; online they are often split, so that a merchant can authorise at checkout and capture when the goods ship.
Why it matters to a merchant
For most Singapore counters capture happens automatically at the sale and nobody thinks about it. It becomes visible in exactly the businesses where it should not be automatic — a workshop quoting before work, a hotel holding against a stay, anything where the final amount is not known at the counter. Those merchants need to ask their provider how capture behaves on their setup rather than assuming either answer.
Where this comes up
Pages on this site that deal with this in context:
Related terms
In this section: How a payment moves