# Consumer-presented QR

https://www.uniwebpay.com/glossary/consumer-presented-qr/

*Last updated: 2026-08-03*

The QR direction in which the shopper displays a payment code from their wallet app and the merchant’s device scans it — the mirror image of merchant-presented QR, where the terminal shows a code carrying the amount. Which direction happens is the customer’s choice, so a counter that supports only one turns some proportion of transactions into a negotiation.

## Why it matters to a merchant

The direction that behaves most like a card at the counter: the customer opens their app, the staff member scans, and the sale is closed on the merchant's side rather than waiting on the customer's screen. For busy counters that difference in who is waiting on whom is usually the deciding factor.

## Related terms

*At the counter*

- [Card present / card not present](https://www.uniwebpay.com/glossary/card-present/)
- [EMV](https://www.uniwebpay.com/glossary/emv/)
- [Contactless](https://www.uniwebpay.com/glossary/contactless/)
- [Merchant-presented QR / consumer-presented QR](https://www.uniwebpay.com/glossary/merchant-presented-qr/)
- [Smart terminal](https://www.uniwebpay.com/glossary/smart-terminal/)
- [MCC (merchant category code)](https://www.uniwebpay.com/glossary/mcc/)
- [Magnetic stripe](https://www.uniwebpay.com/glossary/magnetic-stripe/)
- [MID (merchant ID)](https://www.uniwebpay.com/glossary/mid/)
- [Tap to phone (SoftPOS)](https://www.uniwebpay.com/glossary/tap-to-phone/)
- [CVM (cardholder verification method)](https://www.uniwebpay.com/glossary/cvm/)
- [Tip adjust](https://www.uniwebpay.com/glossary/tip-adjust/)

- [All 74 terms](https://www.uniwebpay.com/glossary/)

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