# Blended rate

https://www.uniwebpay.com/glossary/blended-rate/

*Last updated: 2026-08-03*

One percentage applied across every transaction regardless of card type or entry method. Simple to read and simple to forecast, and it conceals which of a merchant’s transactions are expensive — which is fine while the transaction mix is stable and a problem when it is not.

## Why it matters to a merchant

Simpler to read and harder to audit: one number covering methods whose underlying costs differ, which means the merchant cannot see which part of their mix is expensive. Fine when simplicity is worth more than visibility, and a poor fit for a business whose mix is changing.

## Related terms

*What it costs, and what gets measured*

- [MDR (merchant discount rate)](https://www.uniwebpay.com/glossary/mdr/)
- [Interchange](https://www.uniwebpay.com/glossary/interchange/)
- [GMV (gross merchandise value)](https://www.uniwebpay.com/glossary/gmv/)
- [Merchant account](https://www.uniwebpay.com/glossary/merchant-account/)
- [Effective rate](https://www.uniwebpay.com/glossary/effective-rate/)
- [Per-transaction fee](https://www.uniwebpay.com/glossary/per-transaction-fee/)
- [Interchange-plus](https://www.uniwebpay.com/glossary/interchange-plus/)
- [Cross-border interchange](https://www.uniwebpay.com/glossary/cross-border-interchange/)
- [Net settlement](https://www.uniwebpay.com/glossary/net-settlement/)
- [Rolling reserve](https://www.uniwebpay.com/glossary/rolling-reserve/)
- [Surcharge](https://www.uniwebpay.com/glossary/surcharge/)

- [All 74 terms](https://www.uniwebpay.com/glossary/)

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